A Defined Benefit pension scheme where the future pension income you have when you retire is worked out using your scheme membership (the length of time you’ve been a scheme member – part-time counts as part-years) and a version of pensionable pay. The 1995 Scheme and 2008 Scheme are Final
The whole-time equivalent pensionable (or reckonable) pay when you claim your pension income or left the pension scheme (not automatically your last 12 months – see the calculations for the 1995 Scheme and 2008 Scheme)
Instead of full (old-style normal) retirement when you’d stop work completely and start being paid your pension, flexibility to start being paid your pension and carry on working in the NHS after jumping through one of two hoops – Partial Retirement or Retire & Return. More information on our Flexible
Protection for active members within 10 years of their Legacy Scheme Normal Pension Age on 31 March 2012 to stay in their Legacy Scheme, so moving to the 2015 Scheme later than 1 April 2015. That means a Date of Birth before 1 April 1957 for the 2008 Scheme and
Ill-Health Retirement – when your future pension income is paid to you before Normal Pension Age because you pass the rules for being too ill to work in your present job now and until Normal Pension Age (for the current, 2015 Scheme)
When your future pension income is paid to you before Normal Pension Age because you pass the rules for being too ill to work in your present job now and until Normal Pension Age (for the current, 2015 Scheme), also known by its initials, IHR
Abbreviated to IDRP or DRP, this is the formal complaints process for a pension scheme. For the NHS Pension Scheme you should use Form DRP1 to make sure you have given the scheme all the relevant information There are 2 stages. At Stage 1 a Disputes Officer will look at
Claiming (taking) your pension income after the Scheme’s Normal Pension Age The 2008 Scheme and 2015 Scheme you can increase your pension by a Late Retirement Factor if you wait to claim until after Normal Pension Age
The legacy scheme is the Pension Scheme before the (current, 2015) Pension Scheme – the 1995/2008 Scheme, which we call the 1995 Scheme and 2008 Scheme (technically they’re Sections). Anyone who joined the NHS Pension Scheme before 1 April 2015 will have Legacy Scheme pension and now 2015 Scheme pension.
The name given to the lump sum and pension income that may be payable to your dependants when you die