We are experts in UK public sector pension schemes

We piece together pensions and financial wellbeing

For most of us, our pension is our biggest asset and yet we rarely give this the focus it needs. When we do try to understand our pensions it can often lead to information overload and disengagement instead of engagement and understanding.

In 2018 we created Pen-gage to piece it all together, unpack the mystery and make it fun.

We talk about retirement as the ’25 year holiday’ and use data to help people to understand the level of income they will need in retirement. We then explain how they can get there and enjoy it. Without trying to sell them anything. Get in touch to discuss how.

Making pensions fun and unpacking the mystery

Are you looking to understand more about your public sector pension?

We have an active free Facebook group and free Webinars.

For people in the NHS Pension Scheme, our new subscription MemberZone for NHS Pensions information – lots of scheme information presented in a user-friendly way to help you understand what you have and how you can make better-informed decisions about your pension.

And if you want to find out more, we can help you on a one-to-one basis if you need:

A 25-minute discussion about your pension benefits
Support and guidance completing the paperwork necessary to apply for your pension benefits
Detailed calculation support on pensions tax issues, particularly the Annual Allowance
Modelling of your pension benefits, incorporating the impact of McCloud

Help with updating HMRC with your Remedial Pension Savings Statements

What our clients say

I just wanted to write a thank you for your exceptional session about Civil Service pensions this morning. This is the first time that any information has been provided to me that explains how the civil service pensions work. Often people only get in touch to complain but I wanted to put in writing how helpful this session has been for me and the couple of colleagues I’ve since spoken to about it.

OMG it was soooo informative.  I don’t feel worried at all now I mean I wasn’t worried but I had no idea what was going on and you have just explained the change so well. Thank you again you should feel really proud of yourself for hosting that Webinar.

Laura was great, really great.  Thank you for that.  What a tangled web pension tax is ... thank heavens for people like you and Laura.

Pen-gage have provided a number of pensions information webinars for the Newcastle Hospitals staff over the last couple of years, every session was fully booked and attended, and we’ve received excellent feedback.

Pengage

4.9

Based on 27 reviews

review us on

Mandy Gibson

20:06 20 Dec 23

Expert advice and information on a complicated subject delivered in a friendly, concise and straight forward way. Fabulous service!

Marie Magee

09:43 20 Dec 23

fantastic service, so helpful . cannot thank you enough

Helen Leonard

15:33 10 Dec 23

Clear report, prompt replies and non-patronising advice about understanding the complexities of public sector pensions and recent changes

P CROWE

11:15 07 Dec 23

Highly professional and knowledgeable, discussion with Laura was insightful providing the answers I had struggled to find through an IFA. I have booked a follow up to future proof provision as family circumstances change. Thank you

Velo Club Newport Secretary

19:21 26 Nov 23

Having seen Laura on the medics money podcast I recently used Pegage,s services .Laura was very helpful & quick to respond by email & the pensions review was thorough & gave me the information I needed to guide me through my pensions questions to help future decision making .Definitely recommend

Kerry White

12:04 23 Nov 23

Teresa Creighton

06:56 16 Nov 23

Very professional service. The reports are detailed are informative.

Julie Howson

20:12 01 Nov 23

Would highly recommend Pengage! From start to finish friendly, knowledgeable staff. Laura explained everything in a way I could understandThe process of gathering information for checks was self explanatory and relatively easy.Laura always replied to email queries quickly!This was a service well worth the fee for peace of mind and has made it easier to plan retirement .

Graham Hill

12:42 26 Oct 23

Offered an NHS pensions review at a cost well less than many other providers. Prompt report followed by an MS teams review. Laura is very engageable and helpful, answers explained clearly. Would recommend to other professionals who need similar reviews

Joanne Dee

08:22 24 Oct 23

Can't recommend Laura Bowler and Pengage enough. Clear, practical and personable help with navigating a challenging combination of pension and tax issues.

Morag Wright

11:09 20 Oct 23

Highly recommend Pen-gage. Laura made everything easy to understand. The report sent out explained everything and the opportunity to discuss it all in full on a 121 basis made it even better. Laura explained what further action I needed to take and helped me draft an email to send to my pension provider. Its what you don't know and it is so important to have someone who does know explain it all clearly and guide you to the best outcome for you. It is worth every penny. It has taken away all my worries and made me able to plan for my future with confidence. Thank you Laura.

Siji John

10:37 03 Oct 23

Very happy with my consultation with Lauren yesterday. The process from start to finish was easy and the report was detailed. Thank you.

Steve Thomas

16:12 22 Aug 23

Highly recommended. The process was very easy, with smooth on-line booking and document submission processes, and I am very pleased with the report and advice that Laura and the team provided. I have been happily recommending Pengage to my friends and colleagues in the NHS Pension Schemes.

Who we are

About Pen-gage

The pensions industry has been trying to improve engagement for years. This has often led to a focus on compliance and detail, which has actually disengaged people.

In 2018 we created Pen-gage to do it differently. And it’s not as hard as it seems. Our focus is to get people to take action, not to sell them anything.

We are successful because we make a difference. This led to our small firm being Highly Commended in the category of Financial Education Provider of the Year at the 2021 Workplace Savings & Benefit Awards.

Making pensions fun and unpacking the mystery

From the blog

Latest News and Advice

Get in touch

Ask Us Anything

Please get in touch if you would like to know more about our services for individuals

We are experts in UK public sector pension schemes

We piece together pensions and financial wellbeing

Making pensions fun and unpacking the mystery

Are you looking to understand more about your public sector pension?

What our clients say

Who we are

About Pen-gage

Making pensions fun and unpacking the mystery

From the blog

Latest News and Advice

MemberZone – What’s New in November 2024

Launching the Pengage MemberZone

NHS Facebook Page – Observations

Get in touch

Ask Us Anything

Individuals

Employer Services

MemberZone

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