Individuals
Financial Advisers
Employers
MemberZone
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Pengage are experts in UK public sector pension schemes

How we can help you as an individual

We have free webinars and paid-for services that help you understand and make better decisions about your pension and any tax consequences.

We’ll agree your objectives and the cost at the outset.  Typical costs* are shown below.

We’ll ask you for some background information, all meetings are online.

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Our Services

Consultation Meeting
A 25-minute discussion about your pension benefits

£165 + VAT = £198
McCloud Options Meeting
A 45-minute discussion about your McCloud options pack (Remediable Service Statement – RSS)

£250 + VAT = £300
Form-Filling Support Meeting
Support and guidance completing the form/paperwork necessary to apply for your pension benefits

£125 + VAT = £150
Peace of Mind Pension Check
Checking that your pension income is the right amount, based on your scheme membership including your pensionable pay

£450 + VAT = £540
Pensions Tax (Annual Allowance) Review
Detailed calculation support on pensions tax issues, particularly the Annual Allowance

from £450 + VAT = £540
to £1,000 + VAT = £1,250
Pension Modelling (Scenarios) Review
Modelling of your pension benefits, incorporating the impact of McCloud

from £450 + VAT = £540
to £2,000 + VAT = £2,500
McCloud Contingent Decision Support
Help with unpicking a decision you'd have made differently because of the McCloud age discrimination - Contingent Decision

£1,250 + VAT = £1,500
Remedial Pension Savings Statements (RPSS) Support
Specific help with updating HMRC with your McCloud Remedy Remedial Pension Savings Statements (RPSS)

£825 + VAT = £990*
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MemberZone for NHS Pensions

Our subscription MemberZone for NHS Pensions information - lots of scheme information presented in a user-friendly way to help you understand what you have and how you can make better-informed decisions about your pension

How do the calculation services work?

Pengage Bird with calculator and magnifying glassWe’ll need relevant information from you and we carry out some of the work offline.

We prepare a detailed, personalised report and then arrange an online meeting with you to discuss it.

Why is there a range in the fee you charge?

Pengage bird with a debit card 1*The cost ranges quoted are a guide. They reflect that there are varying levels of complexity and a range of ‘what if?’ scenarios possible.

We’ll help you decide what would work best for you based on what has worked well for other people.

For more details about the services for your scheme, choose your pension type:

NHS

Civil Service

Teachers

Private Sector

Fire or
Police

Local
Government

Universities Superannuation

Personal
Pension

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Our office will be closed for our Christmas Break
from 23 December, we’re back from 5 January