We piece together pensions and financial wellbeing
For most, their pension is their biggest asset and yet individuals rarely give this the focus it needs. The pensions industry has been trying to improve employee engagement for years. This has often led to information overload and disengagement. In 2018 we created Pen-gage to piece it all together, unpack the mystery and make it fun.
We talk about retirement as the ’25 year holiday’ and use data to help people to understand the level of income they will need in retirement. We then explain how they can get there and enjoy it. Without trying to sell them anything. Get in touch to discuss how.
Making pensions fun and unpacking the mystery
Our services
With Pen-gage you get access to:
Online seminars delivered to groups of between 10-20 people. Bespoke content. Topics typically covered include preparing for your 25 year holiday, social and psychological considerations, pensions planning, consumer finance and state benefits.
Online seminars delivered to groups of between 20-30 people. Objective is to educate affected scheme members on the McCloud judgement and how the public sector pensions remedy will impact their benefits.
Pensions and the benefits they provide can often change, this may be due to changes in legislation, pension scheme rules or employment changes such as TUPE. We are experienced at helping individuals to understand how such changes can impact on their pension benefits and any actions that they wish to take.
Staff facing a possible redundancy situation have many areas to consider and it can be a confusing and emotive time. Our sessions help those who may be impacted by redundancy understand not only their redundancy payment position but also the options available in terms of accessing their pension.
Online seminars delivered in groups of up to 10 people, or individual, one to one sessions. Targeted at those people impacted, or likely to be impacted, by the Annual or Lifetime Allowances. Individual follow up sessions include a written calculation.
Possible pensions tax charges and actions can cause anxiety amongst your employees. In addition to our webinars, we can provide tailored individual support and guidance. Reviewing the personal circumstances and position of individuals and providing a comprehensive report of any actions required.
Whilst we are enthusiastic about pensions, we also want to ensure that your employees are well informed about wider money matters. We provide webinars and group sessions which look at other financial areas such as budget planning, savings, where to get other financial support and managing debt.
Your internal teams – such as HR and Payroll – will have tasks to undertake in respect of the pension scheme. We provide support and training sessions to help these teams understand not only the fundamental aspects of the pension scheme but also the processes which they need to follow to help to provide the best service to your employees.
What our clients say
Individual Pension Plans
Looking for guidance on your own pension?
We offer support on a number of different pension types to help you understand your options and plan for the future.
Who we are
About Pen-gage
For most, their pension is their biggest asset and yet individuals rarely give this the focus it needs. The pensions industry has been trying to improve employee engagement for years. This has often led to information overload and disengagement. In 2018 we created Pen-gage to piece it all together, unpack the mystery and make it fun.
We talk about retirement as the ’25 year holiday’ and use data to help people to understand the level of income they will need in retirement. We then explain how they can get there and enjoy it. Without trying to sell them anything. Get in touch to discuss how.
From the blog
Latest News and Advice
NHS Facebook Page – Observations
Last summer we had become so frustrated that NHS workers were struggling to find up-to-date information on pensions that we decided to do something about
Retirement living standards – how much do you need?
Part of what we do is preparing people for their retirement. To help people better understand how much they might need, we often refer to
McCloud – NHS Pensions Compensation Scheme
The McCloud remedy is the resolution that HM Treasury are applying to fix the age discrimination issues within the public sector pension schemes in respect