We are experts in UK public sector pension schemes
Supporting Public Sector Employers —
Empowering Your People
At Pengage, we specialise in helping public sector organisations navigate the complexities of employee financial wellbeing — with clarity, confidence, and care.
Whether you’re an NHS Trust, local authority, or government department, we understand the unique challenges you face: time pressures, evolving pension schemes, and the need to support your workforce through critical financial decisions. That’s where we come in.
Deep Expertise. Trusted Guidance.
Our team brings decades of experience in public sector pensions, including NHS, Civil Service, and Local Government schemes. We’ve supported thousands of employees through retirement transitions, annual allowance reviews, McCloud remedy decisions, and more.
- We translate complex pension rules into plain English
- We model real-world scenarios to help staff make informed choices
- We provide tailored support for contingent decisions, scheme pays, and RPSS reviews
We’re not just advisors — we’re advocates. We escalate issues, resolve discrepancies, and ensure your people get the outcomes they deserve.
Save Time. Reduce Risk.
Pengage is built for efficiency. Our digital-first approach streamlines workflows, automates reporting, and ensures every client interaction is structured, secure, and actionable.
- Structured meeting notes and action lists for every engagement
- Secure document exchange and encrypted file support
- Online training and meetings
We help you reduce administrative burden, avoid costly errors, and free up time to focus on what matters most — your people.
Financial Wellbeing That Works.
Financial confidence is key to workforce wellbeing. We help your employees feel informed, empowered, and supported — whether they’re planning retirement, navigating pension changes, or facing unexpected challenges.
- Clear, empathetic communication
- Educational resources and self-service tools to boost understanding
- Proactive support that anticipates concerns and reduces anxiety
When your people feel secure, your organisation thrives.
What We Offer — Practical Support That Makes a Difference
Pengage provides a suite of services designed to support your organisation and empower your employees. Whether you’re looking for strategic pension guidance, training for your teams, or proactive wellbeing support, we’ve got you covered.
🎓 Webinars & On-Site Seminars
We deliver engaging, jargon-free sessions
Session can include:
- An overview of the pension scheme
- Mid Life Pension MOT
- Retirement planning and financially planning for retirement
- Annual allowance and pensions tax
- McCloud updates and options
Available online or in person, these sessions help your staff feel confident and informed — no matter where they are in their career journey.
🌐 MemberZone — Your NHS Pension Resource Hub
MemberZone is our exclusive online support platform for NHS members.
It’s packed with:
- Easy-to-follow guides on pension schemes and retirement options
- Scenario modelling tools to explore different outcomes
- FAQs, explainer videos, and downloadable resources
- Secure access to personalised support materials
It’s like having a pension expert on hand — 24/7.
🔄 Redundancy & MARs Support
Facing organisational change?
We provide:
- Clear guidance on redundancy and Mutually Agreed Resignation Schemes (MARs)
- Individual impact assessments and pension modelling
- Supportive communication materials for affected staff
We help you manage transitions with empathy and precision.
📝 Pension Policies & Governance
We assist employers in drafting, reviewing, and implementing pension-related policies
This ensures:
- Compliance with scheme rules and legislation
- Clarity for staff and HR teams
- Alignment with organisational goals and values
🧩 Employer Training & Data Checking
We offer tailored training for HR, payroll, and finance teams
Plus:
- Data audits to identify and resolve pension discrepancies
- Support with RPSS reviews and reckonable service checks
- Guidance on scheme pays and contingent decisions
Our goal: reduce risk, improve accuracy, and build internal confidence.
📦 Annual Support Packages
We offer tailored flexible packages, delivered over 12 months
Our packages can include:
- Scheduled webinars and seminars
- Access to MemberZone
- Ongoing consultancy and case support
- Quarterly data reviews and policy updates
- Priority escalation for complex cases
Structured, proactive, and designed around your needs.
Flexible, transparent pricing — tailored to your needs
🎓 Webinars & On-Site Seminars
We deliver engaging, jargon-free sessions
Session can include:
- An overview of the pension scheme
- Mid Life Pension MOT
- Retirement planning and financially planning for retirement
- Annual allowance and pensions tax
- McCloud updates and options
Available online or in person, these sessions help your staff feel confident and informed — no matter where they are in their career journey.
🌐 MemberZone — Your NHS Pension Resource Hub
MemberZone is our exclusive online support platform for NHS members.
It’s packed with:
- Easy-to-follow guides on pension schemes and retirement options
- Scenario modelling tools to explore different outcomes
- FAQs, explainer videos, and downloadable resources
- Secure access to personalised support materials
It’s like having a pension expert on hand — 24/7.
🔄 Redundancy & MARs Support
Facing organisational change?
We provide:
- Clear guidance on redundancy and Mutually Agreed Resignation Schemes (MARs)
- Individual impact assessments and pension modelling
- Supportive communication materials for affected staff
We help you manage transitions with empathy and precision.
📝 Pension Policies & Governance
We assist employers in drafting, reviewing, and implementing pension-related policies
This ensures:
- Compliance with scheme rules and legislation
- Clarity for staff and HR teams
- Alignment with organisational goals and values
🧩 Employer Training & Data Checking
We offer tailored training for HR, payroll, and finance teams
Plus:
- Data audits to identify and resolve pension discrepancies
- Support with RPSS reviews and reckonable service checks
- Guidance on scheme pays and contingent decisions
Our goal: reduce risk, improve accuracy, and build internal confidence.
📦 Annual Support Packages
We offer tailored flexible packages, delivered over 12 months
Our packages can include:
- Scheduled webinars and seminars
- Access to MemberZone
- Ongoing consultancy and case support
- Quarterly data reviews and policy updates
- Priority escalation for complex cases
Structured, proactive, and designed around your needs.
Flexible, transparent pricing — tailored to your needs
💷 Example Fee Packages
We offer a range of support packages to suit organisations of all sizes.
Whether you need one-off training or ongoing consultancy, our pricing is designed to be fair, clear, and scalable.
Ideal for employers seeking structured, year-round support.
Starting from £4,950 + VAT per year
Includes:
- 3 webinars or on-site seminars
- Full MemberZone access for NHS staff (capped number of memberships)
- Annual data reviews and policy updates
- Case support for up to 10 individual employees
- Priority escalation for complex pension issues
From £850 + VAT per session
Delivered online or on-site. Topics include:
- NHS pension schemes and retirement planning
- Pensions tax and annual allowance
- McCloud remedy and contingent decisions
Discounts available for multi-session bookings.
From £1,250 + VAT per year (organisation-wide licence)
Unlimited access for NHS staff:
- Pension guides and explainer videos
- Scenario modelling tools
- FAQs and downloadable resources
Costs are based on employee numbers
From £295 + VAT per employee
Includes:
- Individual pension impact modelling
- Retirement options and guidance
- Support materials for staff communications
From £1,250 + VAT per engagement
Includes:
- Scheme Pays and Contingent Decision training
- HR/payroll team workshops
We’re happy to tailor a quote based on your organisation’s needs
What our clients say
I also paid for some personal advice from Gilly and again this was so helpful.
As I have learnt your pension is one of, if not your greatest assets and so you need to know what you need to know!
Pengage arms you with that knowledge. Thank you so much to all of the team.
An invaluable meeting I'd recommend to others without any hesitation
Laura was very helpful & quick to respond by email & the pensions review was thorough & gave me the information I needed to guide me through my pensions questions to help future decision making .
Definitely recommend
The process of gathering information for checks was self explanatory and relatively easy.
Laura always replied to email queries quickly!
This was a service well worth the fee for peace of mind and has made it easier to plan retirement .
About Pen-gage
The pensions industry has been trying to improve engagement for years. This has often led to a focus on compliance and detail, which has actually disengaged people.
In 2018 we created Pen-gage to do it differently. And it’s not as hard as it seems. Our focus is to get people to take action, not to sell them anything.
We are successful because we make a difference. This led to our small firm being Highly Commended in the category of Financial Education Provider of the Year at the 2021 Workplace Savings & Benefit Awards.
Making pensions fun and unpacking the mystery
Get in touch
Get in touch if you would like to know more about any of our Employer services:
Ask Us Anything
Tell me more about the MemberZone for NHS Individuals