MemberZone – What’s New in April 2025
We know you’ve been wanting these – we’re finally ready to release BETA version of our Future Pension Income Calculators
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NHS Pensions
Launching the Pengage MemberZone
We are so excited to launch our MemberZone for people who want to understand more about their NHS Pension(s), in response to the overwhelming need for accessible, explanatory information about the Schemes and how people can make better-informed decisions about their future. We realise that in a perfect world, this wouldn’t be necessary. But when
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NHS Facebook Page – Observations
Last summer we had become so frustrated that NHS workers were struggling to find up-to-date information on pensions that we decided to do something about it. So Laura set up a Facebook group. The intention was to provide a discussion forum, with free guidance on common issues. What followed took us by surprise. As of
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Pengage appointed to provide support to Quilter advisors
The Pengage team is delighted to have been asked to help Quilter in providing support to their advisors on public sector pensions. This will mainly be in the areas of pension taxation, the McCloud remedy and recent/upcoming scheme rule changes. The support will comprise technical guidance, pension modelling and projections. Quilter is a leading UK centric
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Flexible retirement options and staff retention
During 2023 the NHS Pension Scheme is introducing further flexible options in terms of accessing pension and continuing to work. We published a podcast about these changes in May 2023 and you can find it here. Within all the public sector pension schemes there are a number of options on flexible (sometimes referred to as
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Cost of living crisis affects NHS workers’ ability to pay into their pensions
The current economic crisis is affecting us all and we’re feeling the pinch. So it’s not surprising to hear that in recent months many more NHS staff have chosen to leave the NHS Pension Scheme, in a bid to stave off the negative effects of high inflation on their dwindling incomes. Unfortunately, doing so could
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Changes to Normal Minimum Pension Age in Public Sector Defined Benefit Schemes
A big topic of discussion recently has centred around the increase to the Normal Minimum Pension Age (NMPA) from 55 to 57 from 6th April 2028. The intention is then that the NMPA tracks 10 years behind the State Pension Age – so, under current plans, we can expect this to increase. The NMPA is
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NHS Pensions: A Finance Conference, Pensions workshops and NHS Pension Contribution Rates
Sounds like the start of a bad joke, doesn’t it?! Nigel leaving me to fend for myself at the gala dinner, that was a joke. Actually no, it was not, everyone was very lovely and accommodating. Most of the dinner chat centred around the two pension workshops which I ran earlier in the afternoon. These
NHS Pensions and Opting out
There’s lots of noise across social media on the NHS Pension Scheme, especially about opting out. Some of this emanates from data which has recently become available following a Freedom of Information data request. (1) Is this a problem? Maybe. There are likely to be two main ‘opters out’ groups. The first will be those
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NHS Pensions
Our founder and director Laura Bowler recently appeared as a guest on the Barnaby Cecil podcast to discuss NHS Pensions and the implications of the McCloud case. It’s worth a listen to hear her insights and to get a feel as to how we go about communicating! You can listen here (Episode 7) or wherever