Part of what we do is preparing people for their retirement. To help people better understand how much they might need, we often refer to the PLSA Retirement Living Standards data. This is developed and maintained independently by the Centre for Research in Social Policy at Loughborough University. The PLSA has today announced an update […]
Retirement living standards – how much do you need? Read More »
The current economic crisis is affecting us all and we’re feeling the pinch. So it’s not surprising to hear that in recent months many more NHS staff have chosen to leave the NHS Pension Scheme, in a bid to stave off the negative effects of high inflation on their dwindling incomes. Unfortunately, doing so could
Cost of living crisis affects NHS workers’ ability to pay into their pensions Read More »
Let’s talk about Death. This is Dying Matters Week. Its purpose is to encourage us all to talk a bit more openly about death, dying and grief. Not a happy subject. But one of my favourites to talk about when we start looking at financial planning and pensions. We don’t like to talk about it.
Dying Matters Week Read More »
We are five! I said to the squad that I would write a blog this week as we turn five on 4th May. I’m tremendously proud of who we are as a business and what we stand for. Pensions (and wider financial) engagement is very important to me. The success we’ve had over the last
Five years on – pensions engagement Read More »
It’s International Women’s Day and research from Scottish Widows shows that on average, women today retire with £123,000 less than men. There are lots of reasons, some obvious, some not so much. They include: The historical roles of men and women in the workplace The disparity in workplace earnings between men and women The historical
Another International Women’s Day Blog Read More »
The current rate of inflation and the threat of future inflation rises underpinned this year’s Spring statement. In this context, the Chancellor’s decision to reduce petrol duty by five pence in the pound should be welcomed. As should his unexpected changes to the National Insurance (NI) threshold and the planned reduction in basic rate income
Spring Statement 2022 Read More »
You may be aware that this is Pensions Awareness Week. A good idea. So good that the clever people at Pension Geeks who started it all off have been acquired by pensions industry heavyweights Aegon. But is awareness enough or even the right phraseology? This is more than just semantics. The implication is that making
Pensions Awareness Week Read More »
There is an under-used salary sacrifice option available for employers to implement and offer to employees around pensions guidance and advice. This can be helpful for individuals as it allows them access to a pensions advisor or consultant for support with pension and related issues at a lower cost, making it more accessible. These can
Pensions Guidance/Advice – Paying Via Salary Sacrifice Read More »
A two-minute guide for HR Directors / Heads of Reward. The CIPD’s 2021 Health & Wellbeing at Work survey was published last month. Amongst its findings were that despite the increased focus on people’s mental health, employers need to do to more to support their employees’ financial wellbeing. Most employers recognise the moral and business case – money worries affect
Financial wellbeing – what does it mean and where do I start? Read More »
