You can find our third podcast here. It’s a collection of money saving tips, hints and hacks. Not all of them are original but I’d be amazed if there’s not something in here you can’t use. In this episode Laura and Nigel both tell awful jokes, look at some of the issues around engaging with money, […]
Podcast – Money Hints and Hacks Read More »
The McCloud consultation outcome was published in February 2021 and we delivered our first member engagement session on this in April 2021. We presented a series of webinars for a major public sector employer who was keen for their people to be aware of what was happening, how it impacts their benefits and to avoid
McCloud Remedy – Member Webinar Read More »
This is the first of our podcasts and you can access it here. We are starting off gently with some of the wider pensions issues. First things first, people just don’t like to love their pension #headinthesand Nigel and Laura discuss some of the reasons people do not actively engage with their pension. Nigel makes
Podcast – Ostrich Syndrome Read More »
In February 2021 HMT published its response to the consultation which is known as the McCloud case. In essence this is about Age Discrimination within public sector pension schemes. What happened? In April 2015 most of the public sector pension schemes within the UK introduced a new section, known as the reformed schemes. These schemes
McCloud Mondays – a reminder of the key issues Read More »
It was confirmed in the budget today that the Lifetime Allowance (LTA) will be frozen at a level of £1,073,100. Prior to this April it has been increased annually by CPI. So, what does this mean? What is the LTA? The LTA is the pensions tax free limit on savings. Essentially, the value of someone’s
Budget 2021: Pensions Update Read More »
Our founder and director Laura Bowler recently appeared as a guest on the Barnaby Cecil podcast to discuss NHS Pensions and the implications of the McCloud case. It’s worth a listen to hear her insights and to get a feel as to how we go about communicating! You can listen here (Episode 7) or wherever
Headlines: The McCloud consultation outcome (Public service pension schemes consultation: changes to the transitional arrangements to the 2015 schemes) was released today. The remedy will be the deferred choice underpin (DCU). This will enable eligible members to choose whether the legacy or reformed schemes would be better for them for the period between 1 April
McCloud consultation outcome – initial thoughts Read More »
A small and flourishing IT business had recently expanded and employed several new people. The business owner needed help and support to understand their auto-enrolment obligations and put in place a suitable arrangement for their expanding workforce. They were concerned that this would distract them from their core business at a crucial time and potentially
Auto-enrolment support for employers Read More »
Just before Christmas we delivered pensions tax education sessions via webinar to groups of people from one of the UK’s leading teaching hospital trusts. There were typically 15 people in each webinar, each of whom had been invited by their employer, the Trust. The objectives of each session were to; Help attendees better understand HMRC
Pensions tax webinars Read More »
I enjoy reading ‘on this day in history’ type stories on Twitter. Today two caught my attention. It was on this day in 1850 that Robert McClure left England on an expedition that led to him becoming the first to confirm and transit the Northwest Passage. This is the sea route between the Atlantic and Pacific oceans through the Arctic Ocean,
Pensions Freedom and the Northwest Passage Read More »
