Nigel Heaton

Retired couple in a restaurant with faces and emotions of fun and humility.

Retirement living standards – how much do you need?

Part of what we do is preparing people for their retirement. To help people better understand how much they might need, we often refer to the PLSA Retirement Living Standards data. This is developed and maintained independently by the Centre for Research in Social Policy at Loughborough University.  The PLSA has today announced an update

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Pengage appointed to provide support to Quilter advisors

The Pengage team is delighted to have been asked to help Quilter in providing support to their advisors on public sector pensions. This will mainly be in the areas of pension taxation, the McCloud remedy and recent/upcoming scheme rule changes. The support will comprise technical guidance, pension modelling and projections. Quilter is a leading UK centric

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McCloud and the Local Government Pension Scheme (LGPS)

For members of the public sector pension schemes the McCloud judgment is something that many members have heard of. Not many, especially in the LGPS, know how it affects their pension benefits.   Legal background   The McCloud case was the legal challenge raised by Judge McCloud about how the new Career Average Revalued Earnings

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Mother With Son Trying To Keep Warm By Radiator At Home During Cost Of Living Energy Crisis

Cost of living crisis affects NHS workers’ ability to pay into their pensions

The current economic crisis is affecting us all and we’re feeling the pinch. So it’s not surprising to hear that in recent months many more NHS staff have chosen to leave the NHS Pension Scheme, in a bid to stave off the negative effects of high inflation on their dwindling incomes. Unfortunately, doing so could

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